Thursday, December 15, 2011

What do you call a greedy man who steals oil?

I call him: Hugo Chavez





http://news.yahoo.com/s/ap/20070501/ap_o鈥?/a>





CARACAS, Venezuela - President Hugo Chavez's government took over Venezuela's last privately run oil fields on Tuesday, intensifying a struggle with international firms over the development of the world's largest known petroleum deposit.|||1. We are not talking about Bush. Just because you cant defend Chavez, you try to change the topic. The topic is Chavez. Ill be the 1st to say Bush has screwed a lot of things up, but we are discussing Chavez.





2. Chavez is a douche.





3. Socialism never works, and here is this "free system" stifling economic freedoms.|||George W. Bush|||Slimy.|||Hilary|||Don't forget Dick!|||Sounds like their learning by example.|||Otherwise it'd be in Halliburton's hands. Geez, they aren't greedy.|||The entire Bush administration.|||I am a fared its there country and the can do what they want and if there people don't complain what can we do. And if we wanted to we have just a much oil in Alaska that they have we can drill because the libel will complain about the wild live thank you !!!|||GWB my friend..right in our own back yard!|||Thanks to Jimmy Carter and his OK on the rigged elections, we have another dictator to thank him for, Jimmy never met a dictator he didn't like.





He should have started pounding nails earlier in his life and keep his anti American comments to himself.

Can my grandma get back her deposit for an apartment if she decided not to rent the place anymore?

My grandma put in deposit for an apartment, she was suppose to move in but the manager did not finish fixing the place so the move in date was push back. During that time, another complex for low incomes had a vacant apartment and gave her the offer. The rent was cheaper and the place was better so she decided to take this one instead. She did call and tell the manager of the place she deposit to rent the place out. Can she get back all or part of her deposits?|||She could call fair housing and ask them or you could call for her.


I think because the apartment was not ready in time for her move in date and she was forced to find another place to live because of it she is indeed intitled to a full refund of her deposit.


The landlords here in California are the most calloused of them all and are very cutthroat and not to be trusted.


Especially the ones in the Bay Area where I live.


You have to know your rights or you don't have any it's as simple as that.


So call fair housing and find out what you can do about it and I hope everything works out for the best for you.|||Do you understand that often times the law is not black and white? There is a fair amount of reasoning that comes into play. Given ONLY what you described in the case above, I personally would say no, your grandma is stuck! Here's my thinking:





She entered into a good-faith agreement. HAD the apartment manager fixed the place on time, your grandma would have been in the apartment at the time the other one came along. You can see that she could not have just up and moved to the new apartment, right? But you say, "Wait! She never moved in. The repairs delayed the move-in date, which opened up this can of worms."





Okay, reading between the lines I can see that at THE MOMENT when it was determined that the repairs were causing a delay, your grandma still wanted the apartment. Sure, maybe she was disappointed that her move was delayed. Maybe she was even irritated by the thought, what's taking so long? But she did NOT try to get out of her contract right then. That's huge! At that moment, it was NOT the repairs that made her want out of the contract. So, in effect, she entered into a NEW contract when she agreed to the delay to her moving in. THEN this better deal came along and she began to have buyer's remorse. I don't see how a court would say that because she changed her mind (in the face of a better deal) that she suddenly should get her money back. I certainly wouldn't rule that way!





But ... judges and jurors are people, just like me. So, nothing surprises me that they might rule.|||Hello,my name is Don. i am not a legal adviser ,but do have ( limited )0 knowledge of deposits on property.


Much will depend upon the actual wording ,(nd there ought to be a written contract ), and it is this that would detemine the "get out" terms . Should your granma have signed a " no refund " lease,then she must wave her deposit goodbye ,but


should she have a two sided agreement as that either party could opt out ,then the agent ? owner of the property would be able to retain such monies as would be necessary to re-advertise the property. However ,there may be get out of jail free here . The given date for your granma to take posession was not met,and were your granma " homeless" ,and had thought that after finding a suitable " roof over her head",she now had lost faith in the agent / owner ,it would be reasonable for her to seek alternative housing. She COULD possibly have a case not only to get her deposit returned ,but could have cause to seek financial assistance from the agent / owner /person letting the property,in order for her now financial needs in finding another property. Traumatisation could be a factor should she have to resort to court action against her being let down. A LAST RESORT HOWEVER AS IT COULD GO HORRIBLY WRONG. All best Don|||I think she can get all of it. If the original one was not ready when promised, I suspect a person has a right to find somewhere to live. If he tries to keep her deposit, take him to small claims, and make sure to ask for the filing fees!|||She should get all of her deposit back because she never lived in it and the manager didn't even have it ready in the first place to rent out. If he does not give her back her deposit she may have to take him to small claims court.

Is it right for a home improvements company to cold call elderly people, say they are in the area, and make an?

appointment to call around to see if any work needs doing. Two men turn up, wearing gold chains, give a quote of 拢4000 for a leaking roof, where someone tried previously to steal the lead, then use the residents phone to see if they can reduce the price from their boss, finally bringing it down to 拢2500, taking 拢300 cash deposit as it was all she had....they originally wanted 拢700.|||Cold Calling is legal but is a very stinky and nasty practice. If there are a suspected pair of scammers doing the rounds in your area then please call the police and give them as much information as you can.


The description, colour, make, model and reg number of their van will help. Also the dates and times of their calls if you can gather this Information.





The "call to the boss" is very suspicious indeed. It is likely that it was a fake call to a premium rate number that will show up as an expensive item on the victim's phone bill. It is worth checking the bill for the number that was called and getting the police to investigate it. This is something which may lead them to the scum bags.





If they really are crooks then they'll be stopped. But in the very unlikely event that these people are genuine builders they will not mind being investigated and proven to be honest traders.|||I live in such a community. There are scammers like this coming to our door quite often. Our local news letter constantly has warnings about these scammers! Run these people off! They are up to no good!





Case in point: Our neighbor across the street had a new roof put on her house. About 8 months after she had it installed, some dude came to her door and said he could spray a sealant on her roof that would keep it from leaking. She is an 80 year old lady who lives by herself. She paid this guy $2,000 USD to spray something on her roof that caused the asphalt shingles to buckle up over the first summer. Her new roof is totally ruined.





Your friend should not have them work on the leak, but rather she should contact a totally different company and have them do the work if it is really needed. These guys are scammers! Once they get her money, they are either going to disappear or bleed her to death of her cash to get the job finished!|||My approach is to tell such scammers that the garden hose is 10 feet away, and has about a 40 foot range. Then I let the township know that they are in the neighborhood - it is illegal without a solicitor's license, something only legitimate contractors (who would never take this approach) would get.





Twice, I have run into a stubborn sales person - and had the wonderful opportunity to dampen his ardor whilst he was still on the property.|||There are loads of little pensioner's houses in our area and us neighbours have warned them all never, ever, talk to workmen or salesmen at the door. Just say, 'No, thank you, I'm not interested ', and close the door.|||sounds like another person or group taking Advantage. Elder abuse of all types happen. Call then and ask for the money back. Call the police and see if these people are lic.


good luck,|||This is a con and is one that is regularly played on the elderly - contact the police right away.|||No, it's a scam.





Don't Get Done, Get Dom / Rogue Traders / Watchdog.|||It's a scam. Tell the police, they need to be aware.

What is the maximum amount of time that a UK landlord can take to repay a security deposit on a flat?

I live in London and moved out of my flat almost a month ago. The landlord -- and the completely incompetent lettings agency called Inzo -- still have not returned my deposit. Furthermore, they are coming up with excuses to delay the return of the deposit. What is the maximum amount of time I have to wait before I seek a legal solution?|||I think you need attorney to explain the British laws which are different from American. I'm study words from British terms and very helpful!

What do you do when your landlord doesnt return your security deposit?

We relocated from CA to GA in February. When I called my landlord in march, he mentioned that he had to replace the carpet in the whole apartment which cost him $1500 (our deposit was 1150). I have since tried calling him but he never returns my calls.





The carpet needed replacing even before we moved in, so I dont believe we need to pay for it (or atleast the whole amount). Also I had requested for him to do a walkthrough of the apartment before we left and he said he never does that with any of his apartments. I researched CA rental law, and sent my landlord a detailed letter outlining my concerns, the law and the procedure for not refunding a security deposit (none of which he followed.)





I received the letter back yesterday as unclaimed? How do I proceed now.|||According to CA law the landlord has 21 days in which to either return your deposit or provide you with an itemized accounting of the way in which your deposit was used. If the landlord uses any of the deposit then he must provide you with copies of all invoices and bills at the time that he gives you the itemized accounting.





If the landlord fails to return your deposit or provide the itemized accounting of your deposit within 21 days then you must make a written demand for it. Since you sent one letter already, I suggest that you send another letter demanding the return of your full security deposit immediately. Send two copies of the letter--one by regular mail and one by certified mail, return receipt requested. If he does not accept the certified letter but the one mailed by regular mail is not returned then it is assumed by a court that the one sent by regular mail was received.





If he still doesn't return the deposit after your written demand, file a lawsuit in small claims court. You can file the claim by mail. If the judge determines that the landlord acted in bad faith you could be awarded 2x the amount that was wrongfully withheld. Since your deposit was $1150 a judge could award you $2300. This might be worth taking a trip to CA for a day or two for the trial.





Good luck!|||CHECK WITH YOUR LOCAL ORDINANCES OF WHERE YOU LIVE ,THEY MAY NOT HAVE TO IF YOUR CONTRACT STIPULATE YOU HAVE TO REPAY FOR REPAIRS|||Hello,





I am not a legal expert but I found myself in a similar situation and did extensive research on the subject. Your landlord is required to give you a written detail of the deductions from your security deposit within 30 days. If he fails to do so he forfeits any right to keep any portion of your deposit.





I believe that your recourse is in small claims court. Before filing a suit against him I would request written documentation of when the carpet was last replaced. Your case will probably be a simple one if he cannot prove the age of the carpet or if it is old or if he has not followed the law.





I hope that it all works out for you.


-God Bless|||The jerk knows you're out of state so he's being a creep. CA law says he has 30 days to give you your deposit OR a detailed list as to why. CA also says that if the carpet is more than 3 years old, he can't charge you to replace it.





You should ALWAYS insist on both a pre-move and post-move walk through AND document it with pictures. I usually take pictures with the landlord standing there so he knows I have them (and I take more without him).





Unfortunately I think (not sure) you have to file in CA smalll claims court. You might be able to file in GA since that is where you now reside but I think the law says "where it happened" which would put you back into the local courts.





You can pay a CA lawyer to get this started for you. Have the lawyer start with a letter that adds that you will be suing to include legal costs since he is clearly taking advantage of the fact you left the state.





You could have a friend back in CA send you the appropriate papers to file yourself in CA (mail them back to the friend to file with the court) and only fly back for the hearing. This you could do without a lawyer.





Do you have any evidence of the condition of the apt both before and after?|||It sounds like you did your homework when you researched CA rental law and you were considerate enough to contact your landlord outlining your concerns, the law and procedures. There should also be a procedure in the CA rental law and the law itself for you to follow when you have a landlord who is not willing to even acknowledge you or return your money. Check out the procedure and if you are unable to find it, speak to a law enforcement agency, they will network you to who or what is available for you to follow. That landlord is still around, he chooses not to acknowledge you. Sounds like this isn't the first time he has done this. Good Luck|||go right away to small claims court and file against the landlord. usually within two weeks you'll be before the judge and if the landlord doesn't show. the judgement could go to you with a order to pay. if he does show up, then the judge could order mediation which you will go to another room with a mediator. if you can't resolve it, then you go back to the judge right away and he makes the ruling. go to your county courthouse and get the forms. most will have on the forms everything you will have to do and from the sound of it, the landlord might have a history of ripping people off. check with the state horel and resturant board. they license landlords to rent. check your local bbb to see if other complaints have been filed against this landlord. in small claims, you don't need any attorneys, but you can use one. if you have a friend that is one, take your case to them and if they take it, they can ask for their fees in addition. you should also have a local bar association that helps people out with situations like yours for little or no money. good luck!|||http://www.megalaw.com/ca/top/calandlord鈥?/a> (has a pop up...don't click on it after it pops up)


http://www.dca.ca.gov/legal/landlordbook鈥?/a> (Government site)


http://www.calawnet.com/tenancy.html...





He is going to have to prove that the carpet was fine before you moved in. Since he with held the $$, the burden of proof is on him. Check the sites for reporting him.


Send him the letter again, registered. Save the original envelope, though.|||First decide whether you really think it is going to be worth your while.





Do you have photographs of the carpet and the apartment as you left it? Without documentation, you likely have no leg to stand on.





In many areas he would have been obligated to refund your deposit or to send you a letter itemizing the expenses deducted from it within thirty days. It seems that he is not inclined to do business on the "up and up" so be prepared for further antics.





Replacing carpet due to "fair wear and tear" is a cost of your landlord maintaining his rental property, but if you left it significantly stained or damaged, you may be liable. $1500 seems rather high, but I am not in the California market, and I do not know the quality of the carpet or the square footage of the carpeted area.





Send your letter again, but send it certified, return receipt. You may need to file in small claims court. Due to your cross country move, this may end up costing you more than you can hope to regain, due to travel and time requirements.





You could consider trying to have your case heard on one of those televised judge shows. I know they are frightful, but.... They pay for your travel, and pay the judgement. It could be a less expensive "way out" for both parties.|||Don't play his game. File a claim against him. He only has so much time to respond or he can be charged 2-3 X the amount of the security he owes you. You need to send him a certified letter requesting the refund. Find the law on how long he has to answer, if no answer in the allotted amount of time SUE him.


In the certified letter make sure you send the same one you sent him that he sent back and get it notarized and save 2 copies of it!


Remember the law of normal wear and tear! He's a crook and A lot of landlords are when it comes to the deposit. They will try just about anything to keep your monies!


A lot of states have news reporters that love to embarrass the hell out of the crooks,we have news 9 on your side where they investigate such things and bring these crooks to the attention of the public. It's a good possibility you could consider.|||=== well you're in one of those pesky if/or situations. you're out of state and across the country, which is why this guy pulled this. you can and should take him to small claims court, IF you're willing to return to Ca for trial, OR if you're willing to pay for an attorney, which will take the whole $1150.|||You can take him to small claims court, but you will have to do it in CA. You need to decide if the cost of taking him to court is worth what you might get out of it.|||I have the experience which is very recent and my land lord refused to give me back the security deposit.He is a Union man,and takes the plea that I have done this damage that damage to the building I was staying.In my lease agreement it was clearly mentioned I must give 2 months rent as security deposit.Now office is out of picture.I believe only a mutual negotiation can solve the matter.And I have askedhim to return my money.Now let me see how much time he takes.Legally there is recourse,but again it will not serve any purpose simply because it is lengthy process and I can not equally afford to just fight other than asking my money..But five years back when I was in another place in another city,the lease deed and notice of lawyer worked fine.|||you should find a good lawyer who is well versed in CA laws, he could tell you more than i can, but i am pretty sure that if he can show evidence that YOU are to blame for the carpet needing replacing, you don't have a case, but if you happen to have photos that can show the condition of the carpet both shortly after you moved in and shortly after or immediately after you moved out, you have a case|||take him to court|||We had a similar problem but not due to the carpet. Ours was about a second floor tub. Our tub leaked, and went into our kitchen, 3 days after we moved in. So about a month before we left the apartment (we lived there a year) they finally sent someone in to fix it. But the person who fixed it had steel toed boots and kept flicking the tiles into the tub. The management said we would have to pay 700 dollars extra for a new tub.


We wrote back, and told them that we would report them to the BBB (Better Business Bureau) for having us pay for something their hired help destroyed. We told them we had pictures to prove of the damage. They dropped the charges and we never heard anything else about it because they knew they were wrong.


Now in your case, you had a 1150 deposit but replaceing the old carpet that you moved in with was 1500, he can not charge you because most likely he had already charged the last tenant. If he didn't, that is his fault and his loss, because he can not charge you for something you didn't have control over. Talk to the BBB about it since he didn't claim the letter. Tell them the apartment you lived in, owners name, your name, the dates you lived there, any pictures that you have with the carpet...(this really helps your case) and exactly what went down. Include your rent, the deposit and how much of the repairs it would have been for a new carpet. Don't let that person steal from you! Take control. Talk to the BBB! They can be found at this website http://www.bbb.org/. I have personally not been at this site because we had the matter resolved before we went there, but since your's is not resolved Id look at all the possible options you have on this site. I really hope this helps and I hope you get your money back.|||If you have his address you should take him to small claims court and get a judgement against him

Where's my refund, says I should receive it by today, what number should I call to see where my refund is?

I filed on the 17th, I got accepted on the 19th, Original dd day 1/30, then 2/3 now 2/10, today is 2/10 and no deposit. It still says Your refund is processing, as long as no errors are found, you should receive your refund by today. What phone number to I call to find out where my refund is? Thanks in advance!|||1-800-829-1040 option 2 then option 3 then just wait and wait and wait.....|||If the date says today then it should be today. Has the dd date changed at all let me know and I can help you. I have been through this before.

Can I get my deposit back if my reason for canceling is bad customer service?

The contract said the deposit is non refundable but the reason I want to cancel is because I didn't get appropriate customer service. I have been blown off by the staff ever since I put down the deposit money and I'm really tired of hearing I'll call you back and never getting a call.





Is there anyway I could get my deposit back? The deposit was for $3,200 and they have not done ANYTHING other then refuse to take my phone calls.|||you agreed to no refund.





otoh, if you think you are not getting what you paid for, small claims court is an option.





I recommend a better argument then "I want my deposit back" - how about "they are breaking the contract by not meeting their obligations A B and C and the only and best remedy is to cancel the contract and refund any remaining funds"?





Be prepared to show a careful accounting of "remaining funds" and be prepared to argue why their accounting is incorrect.





Then maybe you will get something.|||If you have a friend who is a lawyer ask for a sheet of his stationary and write a letter with his knowledge,of course asking for a response. Otherwise you should get a lawyer and have him take a shot at it. You may only get half back after paying the lawyer but the company doesn't' deserve it and lawyers need to eat to. You will also have to prove that you didn't recieve the expected service and that you tried to remedy the situation. Document everything.

What happens with my GI Bill direct deposit if I no longer have that account?

I attended school last year and my GI Bill was direct deposited but I changed banks over the summer and couldn't get anyone to answer the phone when I called the VA to change my account. My first check is supposed to come in October. Will they mail me a check or am I going to have to keep trying to call?|||Why not make the changes 'on-line'





https://www.gibill2.va.gov/cgi-bin/vba.c鈥?/a>





Question


How do I update my address and Direct Deposit information?





Answer


If you are currently receiving benefits or have received benefits in the last year, the WAVE online system is the simplest way to update your address and Direct Deposit information.





To update your Direct Deposit or address online:





1. Click here to access the WAVE web site, or cut and paste the following link to your browser: https://www.gibill.va.gov/wave/index.do





2. Click the tab that says "log in instructions" at the top of the page, and follow the instructions to log on to WAVE.





3. On the main menu page once you have logged in, click the link to the left that says "Direct Deposit Enrollment Form" or "Change of Address" depending on what you need to do. Both procedures can be completed online.





4. If you don't have access to WAVE, these requests can be submitted using the "Ask a Question" tab in the "Questions and Answers" section of the GI BILL web site.





To update your Direct Deposit or Address by phone:





You can contact our Direct Deposit center at 1-877-838-2778 to update your Direct Deposit information. Changes of address can be completed by calling 1-888-GIBILL-1 (1-888-442-4551).|||You are going to have to call, or see if your school will try for you. The money would be sent back as non-deliverable because the account was closed. So you need to give them the correct information.

Wrong Info Tax Refund Direct Deposit?

I just realized that my account number is off by a single digit for my tax refund direct deposit. It is scheduled to be deposited this Fri 2/1. Is it possible to call them and just ask for a paper check instead?|||If the number you entered is a valid account number you have just given them a gift of your refund. The IRS will not help once the money is in the wrong account. You may be able to catch it by calling them ASAP. If the account number is an invalid account you will get a paper check at the address on the return but it will take a couple of months. The bank may be able to tell you if the number you entered is a valid number or not. It is unlikely they would tell you who's account it is.|||You can call IRS and tell them your situation. You can still have the check deposited into your account, but it may take 2-7 days, which is shorter than you asking for a paper check. I went through the same thing last year and it took about a week for them to deposit my money. DON'T call your bank because the bank doesn't have anything to do with your tax return, they deal with your money. So please call IRS.|||Call your bank asap. Tell them about the error. It is possible that no one else has that account number. The bank can tell you. Good luck.|||Yes,if the IRS got the wrong or missing number,they will hold your money unless you call them ASAP and let them know what you wnat to do|||No, you can't just call them about it. When the bank doesn't accept the direct deposit they'll automatically send you a paper check, but it will probably be a couple weeks.|||Yep, that's one I definitely would pick up the phone for.





BTW, the chance of another account at your bank being different by one digit is very low. Banks assign account numbers with a deliberate skipping system so that even consecutively opened accounts will be different by a figure of 13 or 9... So if the refund got as far as the direct deposit stage, most likely the refund would bounce back to the IRS.





But I think phoning tonight or tomorrow is a good idea. :D

Can bank of America legally re-open a closed account because i forgot to cancel my direct deposit?

I had a check/saving, and a overdraft account.





on 2/23 i went down to the branch, closed the check/savings, and they told me i had to call a # to close the credit overdraft protection account. I called that number, and closed that.





a week later when i forgot to cancel my direct depsoit, the bank reopened the checking account, and the credit overdraft account. 2 autobills were paid, this drew my account negetive, and incured the overdraft protection...leaving me a money owed balance on my account.





I just went down to the bank, they gave me a doc that says under closed account "if you are we close your account, we may either return deposits, check or other items that we receive after your account is closed or we may reopen the account and accept the deposit or debit for you, even if doing so overdraws your account, without being liable to you. you agree to pay immediately all amounts you owe us"





CAN THEY LEGALLY DO THIS? DO I HAVE A CASE? PLEASE ONLY ANSWER IF YOU HAVE REFS!|||It's not the bank's fault you forgot to cancel the direct deposot. When the deposit got made, they had to do something with the money, and as per their document, they opted to reopen the account. I suspect that that document was part of the paperwork that you signed when you opened the account. When you opened the account, you also accepted their terms and conditions of how they would handle the acount. Just because you forgot all this doesn't relieve you of the responsibility of your actions (or inaction) causing the account to be reopened.





If you really think you have a case (and as you probably have gathered from my above comments, I don't think you do), you could try taking them to small claims court, or talk to your state's Attorney General office.





From your description of the events, it sounds like you're the one at fault here, especially if the payments that caused the overdrafts were bills you had to pay anyway. Cancelling the autobills is also your reponsibility. Having them bounce because the account was closed probably would have caused you other fees and charges.





Learn to handle your money more responsibly, and learn from this to know what the terms and conditions of a bank account are before you accept it. The more freebies and "conveniences" it comes with, the harder it is to get out of. The banks know this: that's why they offer them.

My apartment complex sent me notice after I vacated the apt. that said I would be refunded a secuirty deposit?

it said my full security deposit would be returned to me within 45 days. Well now it has been 70 days and they still have not mailed it. Every time I call I am being told that they switched management companies and that has been put on the back burner. I live in Virginia. How do I get my security deposit back?|||File a suit in small claims. They'll move it up a couple burners in order to make it go away. Also, I would call the BBB in their town and file a complaint.|||I would start moving up the chain of command, and not just whoever answers the phone. Document all of your calls - date, who you talked to, what was said. Even if they changed management companies, security deposits should be kept in escrow and you should get it back.





You could also take them to small claims court. Keep your evidence and document your attemtps to collect, a copy of the lease agreement, to use in court.|||It sounds like management issues. You will probably have to sue them for it. Go to the court house and they should be able to tell you what forms you need to fill out and how much it will cost. Make sure you take a copy of that letter.





They do not get more time because of their internal management problems.

Put a deposit on a cruise but restaurant prices went up?

I put a deposit on a cruise. I asked for a list of prices for restaurants (saved for what i wanted to do) and now after I have paid the ticket in full and past the refund date I went on their website to put in reservations and all of the prices went up 10-15 dollars! :( should i call and complain? will i get anywhere?|||It never hurts to complain. Their in the hospitality industry so they are consistently used to complaints by customers and commonly give customers extra things to make them happy. I bet if you call you will get something out of it, if not nothing lost!|||I would cancel the restaurant reservations and eat in the main dining room for no extra charge. If you have already paid for them then they should give you a refund or at least a ship credit that you can put toward your tip or other on board expenses. If worse comes to worse you can tell them to take off the charge for the tips (usually $11/day) and they have to do it as it is not mandatory. Talk to customers relations once you are on the ship. They DO like to have satisfied customers.|||Something does not sound correct.





The cruise lines have had specialty restaurants that charge extra, but most that I am aware of charge $30-$40... so a $10-$15 increase seems odd.





Some ships that don't have separate speciality restaurants have introduced something where you can order some special meal served to you in the main dining room for an additional $10-$20 charge.





However, your typical Cruse dining in the Main Dining Room is available to you at no additional charge.





My guess is that unless you made a reservation at a certain price, they are able to change prices... just as if they changed their drink prices, spa service prices, etc.





But if they did what you describe... as you described it, it seems like a raw deal to me! I doubt if you will get it changed, but I would certainly ask, and I would make a huge point of it when you do the review at the end of the cruise. They do read those.





Good luck... I'd hate to see you get put off by something before you even get on the ship!|||I am not sure, what you mean, that all of the prices went up 10-15 dollars. For the speciality Restaurant - since this is what cruise lines charge for. The other Restaurants are included in your cruise fare.





Please be more specific with cruise line / ship and what you are actually trying to book, when you talk about Restaurant.





Thank you

How come sometimes my direct deposit shows up on Friday, and sometimes Monday?

I am 17 and employed at McDonalds, and I use a local bank called VyStar. Sometimes, I get my direct deposit paycheck on Friday evenings, and sometimes on Monday mornings. Does anyone know why that might be? It's quite frustrating because I get all these plans and stuff for the weekend, and then I have no money.


Thanks in advance for your input.|||I get payed direct deposit on Thursday but sometimes it doesn't clear in my account until Friday or Monday. Checks sometimes just need an extra day or two to clear. Its as simple as that. One reason it might take an extra day or two clear are major holidays like Labor Day, Memorial Day, and Christmas. It also comes down to the time the check was put in to your account. It was put in late in the day it won't show up until the next day.|||holidays like Thanksgiving would probably delay it if they didn't send the money to the bank a day earlier





if Friday is payday, the money should be in your acct Friday morning.


If payday is Monday, then it is just luck if you happen to get it Friday and you shouldn't be expecting it any earlier than Monday|||G





It has to do with when your employer's payroll is released. The bank can't credit it until it is transmitted. If they miss the cutoff time, it can;t go through until the next banking day. So it may be your employer closing out and approving the payroll, or it could be the payroll company ....





Soccerref|||I can see how much i get payed on sunday and the transaction is done by monday morning

I closed my bank account today totally forgetting about my tax return being deposited. What number do I call?

I'm from Michigan and filed with Turbotax online. I'm expecting the return around the 15th.|||calling the bank won't resolved your problem.....also there's no way that they could able to REOPEN that same account AGAIN.





call IRS





Telephone Assistance for Individuals:


Toll-Free, 1-800-829-1040


Hours of Operation: Monday 鈥?Friday, 7:00 a.m. 鈥?10:00 p.m. your local time (Alaska %26amp; Hawaii follow Pacific Time).|||Call the bank.





If they can't reopen the account and the deposit bounces, the IRS will send a paper check.|||Call the bank and beg to reopen the account. If the account is closed then the refund will be returned to the government. Then the government will probably send you a check. You can't change your info with the government, so your best bet is to get the bank to reopen your account.

How long does it take to receive direct deposit check from Michigan Unemployment?

I have been qualified for receiving Unemployment benefits in the state of Michigan. I did receive my first check by direct deposit a few weeks ago. I called customer support and asked how long does it take after calling Marvin. Has anyone received their unemployment check in about 2 days? I am really broke, and behind on some bills here. HELP PLEASE!!|||I called in my certification on Friday, July 11th and still haven't gotten my direct deposit. (Today is the 20th.) Good luck! I hope we both get ours soon!

When you call a hotel in Las Vegas (hard rock hotel), do you need to place a deposit down when you call them?

Wondering if I need to give them a down payment/pay in full on a cabana rental that will be in a few weeks. Only reason I ask is because I am going with 9 friends and everyone knows how hard it is to coordinate money and payments ahead of time if you don't all live by each other and I don't want to put down that much money yet!|||nope! you pay when you check out!|||More than likely what they are saying for the $1000 is that this is the fee for the Cabana but you get credit for $1000 in food or drink billed to the Cabana and if you don't use the full $1000 they keep the rest. You can get bottle service or food delivered and they take it from your deposit.





But call back a couple times and speak to different people there and see what they say about Cabanas





Their number: 702.693.5555|||You pay up front , when you check in.

Since we filed our taxs we moved and closed the account that had the direct deposit.?

Who do we call or contact to get the check sent to us, not deposited to an account thats not active?|||The IRS will attempt a direct deposit, it will be rejected and they will send you a check to the address that was on your 2007 tax return. The check will then be returned to the IRS by the post office and IF you left a forwarding address they will send the check to your new address. It is going to be delayed...|||Unfortunately you can't change your bank info with the IRS, the deadline has passed. The IRS will attempt to deposit it and when it is rejected they'll process your rebate as a paper check. Make sure you've done a change of address with the post office. Checks will go out in June, I'd call the IRS if you haven't seen the check by the end of July, as it will take a bit for the check to get to you. So sorry.|||You don't call anybody - it's way too late for that. The bank will reject the deposit and notify the IRS, and then they'll send you a paper check. You don't need to do anything - and there's nothing you can do about it.|||I think it might depend on how you filed your taxes. If they sent your refund check in the mail, then it will come that way most likely. Mine came direct deposit, because that's where my refund goes with Turbo Tax.|||That was a dumb thing to do. Call the bank and ask if you can re-open the account, or try to call the IRS and give them your new bank acct #. Good luck.|||make sure you have your addressed changed through the post office first and I would go to irs.com and let them know. It may take a little longer to get your check, but you'll get it! I hope this helps!!|||call thee irs directly. it may be too late, but the bank may also tranfer it (unlikely). why didn't you just wait a few weeks?|||You should of receive your rebate first before you closed your account.|||Call the IRS at 1-800-829-1040.|||call the IRS

Did anyone know that if u used Turbo Tax you get mailed a check instead of direct deposit?

I called the IRS today and they said if u used turbotax "technically" u got mailed a check since they mailed it to them and then Turbotax deposited into ur bank account.





call 1-800-829-0582 x


726 for questions|||It depends on how you recieved your tax refund. Did you recienve a paper check? or did you get a direct deposit? In the same form that you got your tax refund Treasury will send you the stimulus package.|||I didnt use turbo tax , I used H%26amp;R Block,, thou I read if you used Turbo tax or similar programs,, you couldn't receive your payment by direct deposit,, You will receive paper check

What is the best way for Military to call from Iraq to USA? Calling plan suggestions Phone cards? Need Advice?

Hi my husband is in the Marines and deploying to Iraq next week around the 16th does anyone know of a phone service that you deposit money to pay into for a card with minutes where they give the soldier a pin # to call home? You get minutes by the money you had payed in. He said something like Spyware or something, but i cant find any online info for it. Any suggestions on a phone company that does that or any good calling cards that you have had experience with? Know any companies that donate phone cards to the military? Thanks alot, Amber|||AT%26amp;T has the contract to provide phone service from Iraq for both military and civilians. They have calling center/internet cafe places on every base. The ones for the civilians have been connected via satellite to the home office in the USA so the calls are charged to the ATT phone cards as domestic calls.


The military calling centers haven't been connected by satellite and the phone cards are hard to obtain through the px's on the base. When they are available they are very expensive. The familys have to buy the phone cards in the US. These domestic cards are then charged with international rates so a 300 minute card is only good for about 90 minutes worth of calls.


Some of the bases have a program where the chaplains are getting AT%26amp;T cards donated so they are available to the members of the military whose familys can't afford the cards. This to me is a very bad system -in every other war zone in history-the military had free phone calls home. AT%26amp;T is making a fortune off our military and their familys.|||The other answers are all great, but find out if he will have frequent computer access. During his 4th tour, my hubby was lucky enough to have frequent computer access so he used Skype to call home.|||When I am away from for TDY or deployments I buy phone cards at the local AAFES, they are probably the best for the money. Phone cards are also donated by civilian organizations and businesses, however I don't know how to get hold of them.|||HI there, yes I have both son over there right now.. the cards you want are the SPAWAR cards. go to the site and open a new account, then you can buy the minutes he will need. check out the rates also..





It is 4 cents a minute and what both son's use.. They have a special secured phone in the internet cafe's where they can use them.. Thank your husband for his service Ma'am..





Semper Fi|||Depending on where he is going to be stationed, will depend on the best course to take. There are phone centers at most military bases in Iraq. However, you tend to have to stand in line waiting and then you might only get a few minutes to talk at a time. When I was in Baghdad, I was able to purchase a cell phone and charge it with minutes. It allowed me to call home and anywhere else I wanted to. It wasn't the most cost effective. About 30 cents a minute.





If he has a lap top computer and internet access (which is possible, but not as reliable as we have here in the states), then he can use Skype, or NetZero Voice. I used both of these, and for about $15 a month you get unlimited international calling, and you also get your own phone number. It is a good alternative, when the internet is working well.





The last suggestion, and one I did not try, is a satellite phone. These are expensive, and the monthly bill is outrageous, but it is the most reliable and can be used almost anywhere in the world.|||You can try this one ATT card:


http://calling-cards-international.com/c鈥?/a>

Horse Health, Spook the horse has whats called a bone spur and a calcium deposit can it be cured?

My mom and I want to lease a horse named Spook, but he has a bone spur on his left knee I believe, he also has a calcium deposit built over it. What can be done to help the horse or get rid of it, can we even do anything? The horse rides well and doesn't seem to be in any apparent pain but were at a loss here. Is there a surgery that can be done or should we just not lease the horse at all? Any info about bone spurs would help me alot. Thanks!|||You might want to visit the source material website below to learn more about bone spurs.|||yes you should take it to a vet and they will help.